:root{--bg:#0c0b12;--panel:#171421;--ink:#f5f1e8;--muted:#bdb6c9;--gold:#d6b56d;--gold2:#f0d28f;--line:#312a3d;--paper:#fffdf8;--paperink:#24202b}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:17px/1.7 system-ui,-apple-system,Segoe UI,sans-serif;background:var(--paper);color:var(--paperink)}
a{color:#6d4d10}a:hover{text-decoration-thickness:2px}.top{background:var(--bg);color:var(--ink);border-bottom:1px solid var(--line)}
.wrap{max-width:1120px;margin:auto;padding:0 24px}.bar{display:flex;align-items:center;justify-content:space-between;gap:20px;min-height:74px}
.logo{font-weight:800;letter-spacing:.02em;color:var(--ink);text-decoration:none}.logo span{color:var(--gold2)}
nav{display:flex;gap:18px;flex-wrap:wrap}nav a{color:var(--muted);text-decoration:none;font-size:15px}
.hero{background:radial-gradient(circle at 75% 15%,#342849 0,transparent 35%),var(--bg);color:var(--ink);padding:72px 0 62px}
.hero h1{font:800 clamp(40px,7vw,76px)/1.02 Georgia,serif;max-width:850px;margin:0 0 18px}.hero p{max-width:760px;color:var(--muted);font-size:20px}
.btn{display:inline-block;background:var(--gold);color:#211807!important;padding:13px 19px;border-radius:8px;font-weight:800;text-decoration:none;margin:8px 8px 8px 0}
.btn.alt{background:transparent;color:var(--gold2)!important;border:1px solid var(--gold)}
main{max-width:850px;margin:48px auto;padding:0 24px 80px}h1,h2,h3{line-height:1.18}h1{font:800 clamp(36px,6vw,58px)/1.05 Georgia,serif}h2{font:800 30px/1.15 Georgia,serif;margin-top:44px}h3{margin-top:30px}
.lede{font-size:21px;color:#544d5c}.note,.cta,.disclosure{padding:20px 22px;border-radius:10px;margin:28px 0}.note{background:#f4f0e8;border-left:4px solid #9c7a35}.cta{background:var(--panel);color:var(--ink)}.cta p{color:var(--muted)}
.disclosure{background:#f7f4ee;font-size:15px}.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;margin:28px 0}.card{border:1px solid #e1d9cc;border-radius:12px;padding:22px;background:white}.card h3{margin-top:0}.crumb{font-size:14px;color:#756c7a;margin-bottom:28px}
footer{background:var(--bg);color:var(--muted);padding:38px 0}footer a{color:var(--gold2)}footer .links{display:flex;gap:16px;flex-wrap:wrap}
table{width:100%;border-collapse:collapse;margin:24px 0}th,td{text-align:left;padding:12px;border-bottom:1px solid #ddd5c8}th{background:#f5f0e7}
@media(max-width:720px){.bar{align-items:flex-start;padding:18px 0;flex-direction:column}.grid{grid-template-columns:1fr}.hero{padding:48px 0}nav{gap:12px}.btn{display:block;text-align:center}}